Finder Panel Forecasts Bitcoin at $695K and Ether at $21K by 2035

The latest long-term forecast from Finder’s panel of 21 cryptocurrency experts presents a striking dichotomy between decade-long optimism and immediate-term caution. While the group anticipates Bitcoin (BTC) reaching an average peak value of $695,882 and Ether (ETH) hitting $21,000 by 2035, the current market environment remains fraught with enough volatility that fewer than 50% of these same experts recommend buying at today’s prices. This gap highlights a growing consensus in the industry: while the fundamental value proposition of major digital assets remains intact, the path to those valuations is expected to be non-linear and highly sensitive to macroeconomic shifts.

The projected rise of Bitcoin to nearly $700,000 represents a more than 1,000% increase from its current trading levels near $67,000. This valuation model likely accounts for several halving cycles and the continued institutionalization of the asset class. As spot Bitcoin ETFs become staples in traditional brokerage accounts and pension funds, the liquidity and demand profile of the asset are undergoing a structural transformation. The experts' 2035 target suggests a belief that Bitcoin will successfully transition from a speculative risk-on asset to a globally recognized digital gold, capturing a significant portion of the market capitalization currently held by precious metals and sovereign reserves.

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The projected rise of Bitcoin to nearly $700,000 represents a more than 1,000% increase from its current trading levels near $67,000.

Ethereum’s trajectory to $21,000 is equally ambitious, implying a ten-fold increase from its current price of approximately $1,980. This forecast hinges on the network’s ability to maintain its dominance as the primary layer for decentralized finance (DeFi) and enterprise blockchain applications. For ETH to reach such heights, the network must successfully navigate its roadmap of scalability upgrades, ensuring that transaction costs remain low enough for mass adoption while the burn mechanism continues to exert deflationary pressure on the total supply. The panel’s outlook suggests that by 2035, Ethereum will have moved beyond its current 'infrastructure phase' into a 'utility phase' where it powers a substantial portion of global financial transactions.

However, the hesitation to issue a 'buy' recommendation today is the most telling aspect of the Finder report. This caution likely stems from a combination of regulatory ambiguity in major markets and a challenging macroeconomic backdrop. With global interest rates remaining a primary driver of risk-asset performance, many experts appear to be waiting for a clearer signal that the current cycle of monetary tightening has fully played out. Furthermore, the 'buy' sentiment is dampened by the memory of recent market drawdowns; even with a $695,000 long-term target, the risk of a 30-50% short-term correction remains a deterrent for many analysts who prefer a 'wait-and-see' approach or a dollar-cost averaging strategy over aggressive immediate entry.

Looking forward, investors should monitor the convergence of institutional adoption and regulatory clarity. The 2035 targets are not merely price points but milestones that assume a world where crypto-assets are fully integrated into the financial system. The next nine years will likely be defined by how these assets weather economic cycles and whether they can prove their resilience as both stores of value and functional technology. For now, the Finder panel’s findings suggest that while the 'moonshot' remains the base case for the next decade, the immediate journey will require a high tolerance for uncertainty and a focus on long-term conviction over short-term gains.